First Financial Bank                                                                       CareCredit

                                          Interest rate                                                                            Interest rate

6 months                                       0%                                         6 months                             0%

12 months                                     0%                                         12 months                           0%

18 months                                6.99%                                        18 months                           0%

24 months                                6.99%                                       24 months                    14.90%

36 months                                6.99%                                       36 months                    14.90%

48 months                                   n/a                                         48 months                    14.90%

60 months                                    n/a                                        60 months                     16.90%